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Finance

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We have a range of Personal and Business Finance products on new and used motorcycles and we can help you choose your best option to make getting out on the road even more affordable.

For further information, please talk to a member of staff or browse the relevant products below.

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HARLEY | OWN™

Use the strong future value of your Harley® to enjoy low monthly payments today!

You can take advantage of low monthly payments on your Harley-Davidson by choosing to finance your bike through Harley | OWN™ our branded Personal Contract Purchase (PCP).

You choose your term in months from 25-49 months and anticipated annual mileage to a maximum of 24,000 per year.  We then set a guaranteed future value†, as this amount is deferred until the end of your agreement. This results in your low monthly repayments.

Whilst interest is charged on the balance of money you finance down to the payment profile of
Harley | OWN™ and the guaranteed future value your monthly payments will be low.

At the end of your agreement you have 3 options that you can choose from;

RETAIN

Pay the Final Repayment (equal to the Guaranteed Future Value† and Option Fee) and keep your Harley®

RETURN

Hand the bike back, provided you have kept the bike in good condition and within the agreed mileage there will be nothing further to pay**

RENEW

Part exchange your Harley® subject to settlement of your existing finance agreement; new finance agreements are subject to status. Any equity left over could be used as a deposit  towards your next Harley®

Watson Motorcycles Limited trading as Belfast Harley-Davidson is an Appointed Representative of Automotive Compliance Ltd, which is authorised an regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Watson Motorcycles Limited trading as Belfast Harley-Davidson to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution only.


HARLEY | LOAN™

Fixed rates and periods of up to five years with the option of borrowing slightly more than the value of the bike for some Genuine Motor Accessories or Genuine Motor Clothes & Riding Gear.


HARLEY | PURCHASE™

Traditional hire purchase plan with flexible deposits, fixed rates and terms up to five years.

Now there's nothing to stand between you and the open road. For further details, or to obtain a quotation, please contact us

Please feel free to click on the Interactive Product Guide button below to explore more information on the products.

With a range of products, you can be sure that Harley-Davidson Financial Services can provide you with the right solution at a competitive price. For further information, please talk to a member of staff or browse the relevant product below. Harley-Davidson finance harley-davidson insurance services Harley-Davidson warranty services

*Harley-Davidson Financial Services is a trading style of Harley-Davidson Financial Services Europe Limited, a company authorised and regulated by the financial conduct authority for arranging general insurance. Registered in England and Wales, registered number 04392735. Registered office: 115 Colmore Row, Birmingham, West Midlands B3 3AL.

  1. Harley-Davidson Finance is a trading name of Black Horse Limited, St William House, Tresillian Terrace, Cardiff, CF10 5BH, which is authorised and regulated by the financial conduct authority for insurance mediation and a member of the financial services compensation scheme and the financial ombudsman scheme. Finance subject to status. Indemnities may be required.
  2. Harley-Davidson Insurance Services is a trading style of carole nash insurance consultants ltd who are authorised and regulated by the financial conduct authority.
  3. Harley-Davidson Warranty Services is a program offered by global insurance management limited with warranty issued and underwritten by axa insurance uk plc. AXA Insurance UK PLC and Global Insurance Management Limited are each authorised and regulated by the financial conduct authority.